Connecting Payment Processors: A Complete Guide to Squarespace Commerce

Connecting Payment Processors: A Complete Guide to Squarespace Commerce

By Michael Thompson

January 7, 2025 at 02:16 PM

To accept payments on your online store, you'll need to connect either Squarespace Payments or a third-party payment processor. Here's what you need to know about each option:

Squarespace Payments

  • Accepts Visa, Mastercard, AMEX, Discover, Apple Pay
  • Supports Afterpay/Clearpay and Klarna for installment payments
  • Available for store orders and digital products
  • Not available for point-of-sale transactions

Stripe

  • Processes credit/debit card payments without customer accounts
  • Accepts Visa, MasterCard, AMEX, Discover (US only)
  • Supports Apple Pay on compatible devices
  • International availability varies by country

PayPal

  • Allows payments through PayPal and Venmo accounts
  • Offers wide international support
  • Recommended alongside Stripe for maximum payment flexibility
  • Available currencies depend on your location

Square (US Only)

  • Exclusively for in-person payments via Squarespace Point of Sale
  • Requires Basic Commerce plan or higher
  • Processes both cash and card payments
  • Integrates with your online store inventory

Afterpay/Clearpay

  • Offers interest-free installment payments
  • Requires Stripe or Squarespace Payments
  • 6% processing fee + $0.30 per transaction (Afterpay)
  • 6% processing fee + £0.30 per transaction (Clearpay)

Processing Fees

  • All payment processors charge variable fees
  • Rates depend on your location and transaction type
  • Check each processor's documentation for specific rates
  • Consider fees when choosing payment methods

Choose your payment processor based on:

  • Your business location
  • Desired payment methods
  • Processing fees
  • International requirements
  • Customer preferences

For optimal results, consider offering multiple payment options to accommodate different customer preferences and increase conversion rates.

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